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An account on Stable is a standard Ethereum EOA that can optionally execute smart contract logic through EIP-7702 delegation. Users keep one address and one private key across wallets, batch payments, recurring subscriptions, and session keys. Agents run the same account model without any custodial middleware.

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What you can build

  • Wallets from a seed phrase, with native USDT0 balance queries and signed transactions.
  • Batched payments: execute multiple transfers in one atomic transaction via a delegated EOA.
  • Spending limits: enforce per-transaction or per-day caps on the EOA itself through delegate logic.
  • Session keys: grant a scoped, time-bound, budget-bound key to a dApp so users don’t re-sign every action.
  • Agent wallets: fund an AI agent with a self-custodied key and let it pay for x402 services autonomously. See Agentic wallets for providers and integration patterns.

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How Stable differs

  • One address for everything. No account migration to unlock smart contract features. EIP-7702 delegates code onto the existing EOA.
  • USDT0-only gas. Users don’t need a separate native token. A new account funds with USDT0 and can transact immediately.
  • Multi-function delegate pattern. A single delegate can combine batch, spending limits, session keys, and subscriptions so one delegation covers every feature you ship.

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Start here

Create a wallet

Generate or restore a wallet with ethers.js or the Tether WDK.

Delegate with EIP-7702

Apply batch payments, spending limits, and session keys to an existing EOA.

Accounts guide index

Jump to the full list of account guides and references.

EIP-7702 concept

Why delegation works without account migration.

Subscribe and collect

Apply the Accounts model to a recurring payment flow.
Last modified on April 23, 2026