> ## Documentation Index
> Fetch the complete documentation index at: https://docs.stable.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Accounts on Stable

> Wallets, EIP-7702 delegation, session keys, and spending limits for user and agent accounts on Stable.

An account on Stable is a standard Ethereum EOA that can optionally execute smart contract logic through [EIP-7702 delegation](/en/explanation/eip-7702). Users keep one address and one private key across wallets, batch payments, recurring subscriptions, and session keys. Agents run the same account model without any custodial middleware.

## What you can build

* **Wallets** from a seed phrase, with native USDT0 balance queries and signed transactions.
* **Batched payments**: execute multiple transfers in one atomic transaction via a delegated EOA.
* **Spending limits**: enforce per-transaction or per-day caps on the EOA itself through delegate logic.
* **Session keys**: grant a scoped, time-bound, budget-bound key to a dApp so users don't re-sign every action.
* **Agent wallets**: fund an AI agent with a self-custodied key and let it pay for x402 services autonomously. See [Agentic wallets](/en/reference/agentic-wallets) for providers and integration patterns.

## How Stable differs

* **One address for everything.** No account migration to unlock smart contract features. EIP-7702 delegates code *onto* the existing EOA.
* **USDT0-only gas.** Users don't need a separate native token. A new account funds with USDT0 and can transact immediately.
* **Multi-function delegate pattern.** A single delegate can combine batch, spending limits, session keys, and subscriptions so one delegation covers every feature you ship.

## Start here

<CardGroup cols={2}>
  <Card title="Create a wallet" icon="key" href="/en/how-to/create-wallet">
    Generate or restore a wallet with ethers.js or the Tether WDK.
  </Card>

  <Card title="Delegate with EIP-7702" icon="zap" href="/en/how-to/account-abstraction">
    Apply batch payments, spending limits, and session keys to an existing EOA.
  </Card>

  <Card title="Stable SDK" icon="package" href="/en/explanation/sdk-overview?utm_source=docs&utm_medium=accounts-overview">
    Use the typed client to sign and send transactions from any account.
  </Card>
</CardGroup>

## Next recommended

<CardGroup cols={3}>
  <Card title="Accounts guide index" icon="list" href="/en/explanation/accounts-index">
    Jump to the full list of account guides and references.
  </Card>

  <Card title="EIP-7702 concept" icon="book-open" href="/en/explanation/eip-7702">
    Why delegation works without account migration.
  </Card>

  <Card title="Subscribe and collect" icon="repeat" href="/en/how-to/subscribe-and-collect">
    Apply the Accounts model to a recurring payment flow.
  </Card>
</CardGroup>